Economic growth: inclusive, green, no-cost.

THE SOLUTION: Modern Markets for All

The world has barely glimpsed e-markets’ capabilities. What would these technologies look like if applied to growth and inclusion at massive scale?

 

 

 

 

 

E-Markets as a public utility: What’s different?

Like Wall Street’s hyper-platforms, POEMs (Public Official E-Markets) would have government underpinning. That gives them breadth, depth, solidity, and regulated predictability: a stark contrast to today’s discontinuous melee of services. The enabling legislation should then ensure operators maximize their return by delivering:

  • Seamless markets: POEMs is not a tightly siloed platform battling to dominate its niche. It pulls together resources from across its thousands of sectors to meet each buyer’s need. A suite of transaction mechanisms maximizes convenience. Mandated franchisees inhibit centralizing and keep each sector vibrant.
  • Atomization: The flat-rate, fractional, system charge in each transaction is weighted to reward operators for small purchases. Instead of upselling within a silo, POEMs aims for “broadselling”, meeting the buyer’s need in an insured, backstopped, package from many small sellers, not necessarily one big one.
  • Information: Once anonymized, data from POEMs is public property. Operators are motivated to harness that with tools allowing – for example – anyone to explore options around market entry, pricing, where to offer, and times to offer for any skill or asset.
  • Investment: With returns linked to activity across the micro-economy, POEMs will want to encourage market interventions that increase its users’ options, activity, and earnings. They can come from government, philanthropy, or profit seekers.
  • Externalized innovation: Banned from taking a position in any of their markets, permitted to operate only the core service, POEMs spawns spin-off opportunities that its operators can’t exploit. Instead of building a monolith, they are incentivized to tend an evolving eco-system of value-adding apps.
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In this section:

Scope of “POEMs”: How is the platform structured?

→ “POEMs” in the home: An opportunity-seeker logs-in.

→ “POEMs” for businesses: A small business exploits its new facility.